Follow this simple step-by-step guide to help you feel confident and covered when purchasing a new or new-to-you vehicle.
New Car Buying Checklist
Confirm The Vehicle Details
- VIN (double-check accuracy)
- Year, make, model, trim level
- Current mileage
- Title status (clean, salvage, rebuilt)
- Vehicle history report (CarFax or AutoCheck)
01
Test Drive & Inspect
- Listen for unusual noises
- Check brakes, alignment, and acceleration
- Verify that all lights work
- Test AC and heat, windows, locks, and electronics
- Consider a pre-purchase inspection from a trusted mechanic
02
Review The Deal
- Confirm the purchase price
- Understand dealer fees or private-sale terms
- If financing, review interest rate, loan term, and payment
- Check for warranty or service contract options
03
Plan For Renovation & Plates
- Gather title and bill of sale
- Check your state requirements for inspections or emissions
- Plan time to visit the DMV or use dealer services
04
Call Us To Add The Vehicle To Your Insurance
This is one simple step that protects you from costly surprises.
- You have 30 days to report the vehicle to us
- Until you do, the new car only has the same coverage as your current auto policy
- If you want full coverage, you must let us know right away
- Dealers often request proof of insurance, but private sellers usually do not
Call or email us as soon as you buy and we will take care of the rest.
05
Final Check Before You Drive Off
- Proof of insurance in the glovebox
- Temporary tags or updated registration
- All keys and remotes
- Owner’s manual if available
- Confirm that no warning lights are on
