Identity theft occurs when someone steals your personal information, such as your Social Security, credit card, or driver’s license number, to apply for loans and credit cards, rack up debt, and commit other illegal activities using your identity. Once it happens, it’s not easy to fix. The average identity theft case can take hundreds of hours to resolve and can cause emotional and physical stress.
Thankfully, there are ID Theft Protection policies available that monitor for suspicious activity involving your personal identity, provide restorative services, and insurance to cover costs in the event your identity is compromised.